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How to File an Auto Accident Claim In no-fault states your insurance company will pay for medical expenses and lost wages, regardless of who was responsible for the incident. They'll also need to collect evidence and look over documents (photos, witness testimonies, medical records, and expense reports). The amount you receive is dependent on the severity of injuries and the amount of expenses. This article will guide you through the steps of making a claim in the event of an auto accident. Report the Accident If you're involved in a car accident it is crucial to report the crash away. In many states, this will be performed by the local police or county sheriffs, state police, or Department of Motor Vehicles. If you can, take photos of the crash scene. You can use them to help you remember the accident and also to support your insurance claim. For instance, photos can show skid marks, damage to vehicles as well as weather conditions and other important details. It's an excellent idea to get the other driver's details including their name as well as the insurance company. If possible, you should also request a copy of their driver's license and car registration. It is also important to record the things you observed, and what transpired. If you don't write down the details of what transpired, you could be held responsible for injuries or damages that are later discovered. Additionally, if you don't report the accident and your insurance company is not aware of it, they may decline to cover any damages caused by it. You can determine whether your policy requires a report of an accident by checking your policy or calling your agent. Get Medical Attention Following a car accident, you must seek medical care and be examined to determine whether there are any injuries. Making an appointment with a doctor as quickly as you can will help avoid any further issues and can increase your claim when it's time to negotiate with the insurance company. If you can, it's best to go to the emergency room in a hospital after an accident. This is because hospitals have access to most highly skilled surgeons, doctors, and medical supplies. It is often difficult for insurance companies and defense lawyers to downplay injuries sustained in the hospital. Injuries from car accidents can range from bruising and tearing to severe internal injuries like the traumatic brain injury and paralysis. Even if symptoms, such as stiffness or pain, don't appear immediately it's essential to see a physician anyway. These medical records will be the most important evidence you can use to support your claim that you sustained injuries related to injury as a result of the crash. Our Denver car accident lawyers will make use of these records to prove that the actions of the at-fault motorist caused your injuries and that you should be awarded fair compensation for your injuries. Take Pictures Take pictures of the scene of the accident as soon as you can, ideally before the police arrive. If possible, photograph all the damage to each vehicle from different vantage points. It is also important to capture closeup photos of the vehicles and any other evidence of importance (such as broken glass or airbags that have been deployed) if you can safely do this. If you are unable to take closeups, try placing an object, like a coin, in the picture to see how it scales. It's also beneficial to capture photos using and without a flash, because different lighting conditions can reveal some hidden details. Also, you should take photographs of any injuries you suffered during the accident. These photos will provide valuable evidence later on. The bruising and cuts will fade over time. It is also a good idea for you to take photos of other items that may be relevant to the incident (such as traffic signals, road signs, weather conditions, and road debris) as they can aid in the creation of a clearer picture of what happened. Contact Your Insurance Company Contacting your insurance company is important regardless of whether you plan to file a claim due to an accident in your car. You may be required to do so according to your policy, however even if you are not legally required, your attorney will need the details of your losses in order to support your claim (such as repairs and medical bills). Luna says that you should collect all relevant information regarding the scene. This includes the details about your vehicle as well as any other drivers involved. You should ask for the other driver's insurance card and make sure you have their name, address, phone number, and car insurance details (company, policy number). If there are any witnesses, try to obtain their names and contact numbers, too. While the last thing you want to do following a car accident is to argue with insurance companies It is crucial to remain calm. If auto accident lawyer milpitas charged, any statements you make can be used against you later in the process. This is why it's often best to have an attorney manage negotiations. They can ensure that you don't mention anything that could later be used against you. Contact an attorney An experienced attorney can help you in negotiating with the insurance company in order to get a fair settlement. They will go through all of your medical records and bills, and talk to doctors to determine the full extent and extent of your injuries. Insurance companies will not give you fair value if they aren't provided with accurate and complete evidence. You may be entitled non-economic damages, for example pain and suffering, in addition to your economic losses. If the court finds that the other driver acted with gross negligence or recklessness the court may decide to award punitive damages. If the driver at fault fled the scene, you will be required to report the incident to the police. You can also request an original copy of the crash report from the precinct, or online. This is required to bring a lawsuit or a no-fault lawsuit. New York has very specific laws that govern automobile accidents. These rules are best explained by a knowledgeable attorney.